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A Legacy That Will Live on Forever

Denise Smith

Denise Smith's legacy will live on in future Bulldogs for years to come.

Reality was shaken.

Upon hearing the news of Denise Smith's passing, the Truman community reeled in shock. The loss of our great friend and advocate will be felt for many years to come.

As the face of Truman State University Alumni Relations, and the driving force behind the alumni activities, Denise had a way of establishing an instant friendship with everyone she encountered.

With her easy laugh, she spread joy throughout the entire alumni network. Her warmth permeated every personal interaction, phone call, email and handwritten note. In all things, she reminded members of the Truman community that we are all "Bulldogs Forever" and together, we are family.

Her memory will continue to shine, not only in our hearts, but also through all of her contributions to the University. As in life, Denise continues to play a vital role in the lives of alumni through the programs she helped found and grow. Her legacy lives on in current and future Bulldogs as well.

In honor of her family and their long history with Truman, Denise created a scholarship to benefit students from northern Missouri. In order to ensure the scholarship lived on even after her passing, she left a portion of her life insurance policy to enhance the fund. In doing so, she guaranteed the scholarship will always be there to help students.

Denise worked tirelessly to cultivate and grow the Bulldog spirit in all of us. She worked behind the scenes, never looking for recognition. However, we know for sure she would be pleased that her life helped students pursue their futures.

A Lasting Impact

Denise's support for future Bulldogs will live on forever thanks to her gift. Contact Marie Murphree at 660-785-4124 or to share a memory of Denise, or to learn more about ways you can make a lasting difference Truman State University.

eBrochure Request Form

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A charitable bequest is one or two sentences in your will or living trust that leave to Truman State University a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Truman State University, a nonprofit corporation currently located at Kirksville, Missouri, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Truman or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Truman as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Truman as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Truman where you agree to make a gift to Truman and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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